AI-Backed Mentorship
Your community shows you ideas. Your AI sparring partner shows you yourself.
Alpha includes a context-aware AI assistant that reads only what you've already given it — your portfolio, trades, journal, and strategies — and uses it to challenge your thesis, surface blind spots, and check your bias before you click Buy.
- Grounded in your data
- Explains every answer
- Never places trades
- Available to Alpha
An AI that doesn't know your account is just a louder Twitter feed.
Most retail AI is generic.
It hasn't read your trades, your strategy notes, or your last 30 journal entries. Ratiofolio's has.
You don't need a prediction. You need a sparring partner.
The job is to pressure-test, not to forecast.
Explainability is non-negotiable.
Every AI answer links back to the data row, trade, or strategy condition that drove it. No black boxes.
Explainable. Traceable. No execution. No copy-trading.
The engine
Built for the questions you ask after every community post.
Community sparks the question. These tools give you the honest answer — from your own data.
Ask the system what it sees in your data.
"Where did I lose discipline last month?" "Which strategy bundle has the best expectancy when volatility is rising?" "How concentrated am I in semis?" — grounded in your records.
Alpha.
Before you click Buy, get the counter-argument.
Open any community trade idea or your own draft. The assistant cross-references your strategy, historical performance on the setup, and current exposure — then surfaces the strongest reason not to take it.
Alpha — rolling out.Rolling out
The mistake you keep repeating, named out loud.
Recency bias after a winning week. Revenge sizing after a loss. Tilt journaling tags. The assistant reads your journal patterns and calls them in plain language — no shame, just signal.
Alpha — rolling out.Rolling out
Turn a creator's lesson into your own checklist.
Paste in a community lesson or video transcript. The assistant proposes Strategy / Playbook / Setup criteria, mapped to Ratiofolio's screener AST. You stay in charge of every condition.
Alpha.
Premium market data and your records, served via Model Context Protocol.
Built on MCP so the assistant can pull portfolio, trades, journal, strategies, fundamentals, and ingested market data — only with your permission, and only the slices a question needs.
Alpha.
End the week with a 60-second mirror.
Friday after market close, a personal reflection prompt grounded in your real week: best decision, worst decision, rule break, lesson tag.
Alpha — rolling out.Rolling out
The worked journey
One idea. Three questions. A better trade.
In the creator's community
Trade idea: "Long PLTR on the 21EMA pullback."
In the AI sparring panel
You've opened 4 EMA-pullback longs in megacap tech in the last 90 days. Win rate 25%, expectancy -0.4R. Your Pullback playbook requires VIX < 18 — current VIX is 22. Do you still want to take this?
In the TradePad (or not)
You skip the trade — or you take it knowing exactly which rule you're overriding and why.
Plans
What you get on each plan
Public beta: joining is free. Listed Investor and Alpha prices are the intended live rates (shown struck through). During beta those tiers are FREE — checkout still runs on Stripe test mode (sandbox) so we can test upgrade flows, with no real charges and no real payment details required. When beta ends and we go live, accounts on Investor or Alpha revert to Free until they upgrade again. When the beta run ends and live billing starts, everyone on Investor or Alpha will be moved back to Free until they upgrade again.
Free
Join any community
- Read AI feature stories on this page
- No assistant access
Investor
List €9.99/mo yearly · Free during beta · Stripe test mode — no real charges
- No assistant access (yet)
- Full portfolio and research analytics — see Investing and Research toolkit pages
Alpha
List €29.99/mo yearly · Free during beta · Stripe test mode — no real charges
- Personal AI assistant (active)
- Strategy and playbook coach
- Thesis sparring (rolling out)
- Cognitive bias checks (rolling out)
- Reflection prompts (rolling out)
- All trading analytics, journaling, strategy suite, exports
Beta run · FREE during beta · list prices shown struck through · Stripe test mode — no real charges. When the beta run ends and live billing starts, everyone on Investor or Alpha will be moved back to Free until they upgrade again. · New AI capabilities ship to Alpha first, at no extra cost.
Boundaries
What the AI is not
- Not autonomous. It never places, modifies, or copies trades.
- Not a prediction engine. It surfaces patterns from your data; it does not promise future returns.
- Not a black box. Every answer links back to the data that drove it.
- Not a data leak. Your portfolio and journal stay private to you.
- Not a substitute for the mentor. The community remains the home of trust; the AI is the workshop bench.
FAQ
Questions, answered honestly.
Ready when you are
Better than a hot tip: an honest sparring partner.
Already a Alpha member? New AI capabilities arrive automatically — no extra charge.